Covenant Loan Funding Corporation
(818) 304-8777

Advertising Disclosure

ADVERTISING DISCLOSURE Updated 7/28/25

Advertisement: "Rates as low as 5.423% APR* Fixed Mortgage" or "Rates as low as 5.250%, 5.423% APR* Fixed Mortgage"

The advertised rate is from a lender within our network, applicable to a 15-year fixed mortgage cash out refinance loan. This rate is for only the most creditworthy consumers. Not all lenders in our network offer this rate.

  • The advertised loan is a 15-year Fixed cash out refinance. This loan has a fully amortizing term. There is no prepayment penalty.
  • Assumptions:
    • Assumes a FICO score of 740+
    • Loan secured by a single-family, owner-occupied home located in California.
  • Payment Example:
    • Loan Amount: $650,000 including cash out, based on a Home Value $1,100,000
    • Fixed Interest Rate: 5.250%
    • Annual Percentage Rate: 5.423%
    • Monthly Payment: $5,225/month for 180 monthly payments of principal and interest, plus taxes and insurance. Actual monthly payment will be higher.

See Important Additional Disclosures below.

Important Additional Disclosures

  • Covenant Loan Funding Corporation is not a lender in any transaction and does not make loans, issue loan commitments or lock rates. All credit decisions, including loan approval, prequalification, and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched.
  • Not all consumers will qualify for the advertised rates and terms, and the advertised rates may only be available to the most creditworthy consumers.
  • If you are offered a loan by a participating lender, the actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the lender.
  • Payment amounts shown do not include taxes or insurance. The actual payment amount will be greater.
  • Not available in all states.
  • Rates are subject to change without notice.
  • Covenant Loan Funding Corporation makes every effort to ensure that the information provided on our website is accurate and up to date. However, Covenant Loan Funding Corporation obtains the information from our network of participating lenders and cannot guarantee the completeness or accuracy of the information provided. As such, Covenant Loan Funding Corporation makes no representations, recommendations, or endorsements, expressly or implicitly, of any kind regarding the presentation of the information provided or about the participating lenders.