Recent Articles

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

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Empower Your Homeownership: Transform Challenges into Opportunities with Smart Equity Loans

Struggling with home-related expenses? Smart equity loans can help turn your challenges into solutions, giving you the financial freedom you need to thrive.

Published on 09/23/2025

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Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025

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Wave Goodbye to High Payments: Refinance to Low Rates Today!

Sick of sky-high mortgage payments? Dive into refinancing! Lower rates mean extra cash for fun or savings. Tackle your money worries today and breathe easier.

Published on 09/17/2025

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Say Goodbye to High Rates: Refinance Your Way to Savings!

Struggling with high mortgage rates? Refinancing can unlock savings, reduce monthly payments, and ease your financial stress. Discover the path to relief today.

Published on 09/12/2025

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Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Published on 09/12/2025

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Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Published on 09/03/2025

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Refinance Fun: Say Goodbye to Points and Fees, Hello Savings!

Tired of confusing fees and endless points? Discover how easy refinancing can boost your savings and lighten your financial load—no more stress, just success!

Published on 09/02/2025

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Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

Published on 08/27/2025

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Lower Your Mortgage Payment: Strategies to Benefit from Interest Rate Reductions

Are rising mortgage payments keeping you awake at night? Discover practical strategies to navigate interest rate drops and lighten your financial load.

Published on 08/25/2025

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Seize the Opportunity: Why Refinancing Now Can Save You Money

Unlock savings with refinancing! Lowering your rate now can reduce monthly payments and ease budgeting challenges, helping you regain control of your finances.

Published on 08/22/2025

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Lower Rates? Don’t Relax Just Yet

Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.

Published on 08/20/2025

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Transform Your Financial Future: Consolidate Debt with a HELOC Now

Are rising costs pushing you into stress? A Home Equity Line of Credit (HELOC) can simplify your finances and help you tackle debt more effectively.

Published on 08/18/2025

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Mortgage Rates at 10-Month Lows! Big Opportunity!

Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.

Published on 08/14/2025

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Navigate Your Mortgage: How a Blended Rate Can Ease Your Transition

Feeling overwhelmed by rising mortgage rates? A blended rate might be your solution, easing the shift while saving you money. Discover how to benefit today.

Published on 08/12/2025

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Why Would You Ever Pay Fees or Points?

🏡 Why Paying No Points or Fees When Refinancing Can Be a Smart Move

Published on 08/07/2025